Standard Bank provides a full range of services to support the banking, finance, trading and advisory needs of corporate and institutional clients. Our local presence facilitates closer and more trusted relationships with clients, insightful knowledge of local commercial and regulatory environments. Because of this we can truly be the ideal partner in helping define and meet the financial goals of domestic corporates.

Overdrafts

Funding to meet short term cash-flow requirements.

Committed Money Market Loans
These loans offer a short-term, flexible source of working capital finance at competitive money market rates.The main benefits are known borrowing costs fixed at the outset for each drawing, improvement of cash flow forecasting, a fully revolving facility and possibility to withdraw and repay funds as and when required.

Foreign Exchange transactions
Availability of hard currencies as well as African currencies on spot and forward basis at competitive exchange rates.

We also offer FX swaps.

Financial leases

Leasing facility to cover cost of equipment and machinery specific to client’s requirements thus giving more flexibility as concerns usage of available financial resources.

Bills discounting

Discounting of avalised bills of exchange/ documents under export documentary credit/export bills for collection.

Loans, Guarantees and advances
Loans – Medium/Long term loans to finance capital expenditure including acquisition/upgrade of physical assets such as buildings, machinery and equipment. 

Guarantees – Issue of Tender Guarantees (Bid/Tender Bonds) to clients submitting tenders for contracts, Advance Payment Guarantees to cover repayment of funds advanced by the beneficiary, Performance Guarantees to cover amounts payable in case the applicant fails to perform as per contract and other Guarantees such as Customs and for work permits.